RETIREMENT DECISION WORKSPACE
See how your plan holds up.
Compare Social Security timing, portfolio longevity, and three custom early-market paths.
Results show the last valid plan. Correct the input message to update them.
RETIREMENT-AGE COMPARISON
When can I retire?
PORTFOLIO PATH
What remains invested
MARKET ASSUMPTIONS
How the three paths are modeled
Each bar shows the annual investment return used in that retirement year. Years 1–4 are customizable; Year 5 onward uses the same ongoing return in all three paths. The charts share one scale.
CLAIMING COMPARISON
At a glance
| Claim at | Monthly benefit* | First year portfolio draw | Runs out | Portfolio at last death |
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*For claims at or after retirement, benefit is shown when it begins. For an earlier claim, it is shown at retirement after assumed COLA. Portfolio at last death is nominal; the chart can show retirement-year dollars.
THREE CUSTOM MARKET PATHS
Portfolio value each year
| User age | Path A | Path B | Path C | Health care | Total spending | Spouse income |
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READ THE MODEL